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Cash or Credit Cards...?

Salam...

Picture this.

You have to buy some groceries.


Total : RM120.00

You know that in your wallet, you have 3 or 4 notes of RM50.


But, you also knew that you do have a credit card!


If i use my credit card, my points will be accumulated! and then i can redeem stuffs! :)

SO, which one will be your decision...?


For me, i will my best NOT to use the credit cards.


Well, you know me better!


I am not dicipline enough to make the payments..

and thus, my debts are increasing! :(


lucky that i have a husband who always pays my credit cards! ahaks.. :)


so, what about you...? Cash or Credit Cards...?

*pic googled*

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